Are you maximsing your money or getting no interest on deposit?
10%
Average Historic Annual Return from S&P 500 Stock Market*
Investments
Investments are lump sum/single contribution policies that are invested into a mixture of stocks, bonds, cash and property. You complete a risk questionnaire to establish your attitude to risk (level of risk you are comfortable with). There are dozens of funds available and we will help you choose the appropriate fund. Investment funds can go through periods of volatility but tend to deliver the higher long term returns than deposit accounts.
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Deposit rates return very little, if anything, at present. Managed funds, despite the volatility they inevitably go through, have far greater long term returns. The greater the returns, the less money you need to fund the investment and the greater the fund you have to purchase a property or build up an emergency fund.
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Business Investment Plans
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Business Investment Plans work in the same manner as personal savings plans except the business contributes to the plan. If a business has strong cash flow, and has a lump sum on deposit, funds can be invested to maximise the business assets or to to help finance expansion of the business through the purchase of equipment or hiring of staff. Business Investment plans can also benefit from more favourable tax rates than Personal Investment Plans.
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Integral Financial Planning has access to many different institutions and will evaluate the most suitable for clients based on cost,service, risk and access to funds.
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Get in call today on 01-6111539 if you would like to discuss further.
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